Why Border-Io
Proactive, not reactive
Most delegated authority teams find out about a problem after it has already cost them: a return that never arrived, a premium chain that does not add up, a coverholder whose format changed three months ago. The work is the same either way — the difference is whether you do it before or after the deadline.
What changes
Today
Chasing starts once a return is already late, by memory or by spreadsheet.
With Border-Io
Expectation rules know what is due for every contract. Missing returns age into bands and chase emails go out on your wording before anyone has to ask.
Today
Each analyst maps columns their own way, and the mapping is redone every month.
With Border-Io
Mappings are saved per template and reapplied automatically. The alias engine learns from every correction, so the same column is recognised next time.
Today
Data quality issues surface at audit, months after the file was filed.
With Border-Io
Validation runs at receipt. Sign mismatches, missing mandatory fields, period gaps and identifier conflicts are raised while the broker still has the file open.
Today
Nobody can say who changed a figure, or why.
With Border-Io
Every change is logged at cell level with the original value retained, and every mapping decision can carry a note.
Today
Sanctions and address checks happen separately, if at all.
With Border-Io
Screening, address scoring and geocoding run as part of the cleanse, and the result is recorded against the submission.
How we build it
- Nothing destructive by default
- Every cleansing stage is opt-in and the file you uploaded stays exactly as received.
- One standard, every month
- Output follows the Lloyd's template column order for the class of business, plus your audit columns.
- Evidence over assertion
- Cleanse reports, mapping reports and activity logs mean the answer to an auditor is a file, not a recollection.
- Judgement stays with you
- Where the data is genuinely ambiguous the tool flags it and suggests, rather than guessing.
Bordereaux like never before
Clean, validate, deliver — on the same terms every month, for every class of business you write.